Advantage Plus Hosptial Insurance is designed to fill some of the co-payments, deductibles or coverage limits of today’s most popular health insurance plans. Cash benefits are paid directly to insured to cover hospital confinement,ambulance trips and skilled nursing care expenses.
Does Hospital Insurance Make Sense for You?
The best thing about the Medicare Advantage Plans is the low premium.
The worse thing is the potentially high co-pays.
Hospital Insurance helps policyholders by providing piece of mind, not for the little co-pays like a visit to a Specialist that most people can comfortably pay, but for an extended stay in Hospital or a Skilled Nursing Facility. With the average copay for a stay a night in Hospital approaching $400 a Hospital Insruance plan which costs around $40/mo may make sense.
Put another way, a FULL YEAR OF HOSPITAL INSURANCE is approximately equal to a SINGLE NIGHT stay in Hosptial! Your breakeven point is one night. Spend a few months in a Rehabilitation Hospital and the benefits are huge!
Links are below to get pricing or feel free to reach out to us with any questions.
Hospital Indemnity Flex Insurance is designed to help protect your savings and security. This insurance helps offset the cost of deductibles, co-pays and unexpected or additional expenses incurred, but not covered, by your other insurance plans.